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I keep any firearms in their respective hard-cases, unloaded. For the .22 rifles, the magazines are in the rifle, but there is no ammunition in it. Ammo is kept in a separate bag.
the only firearm that is loaded in the vehicle is the one I'm carrying.

I do this mostly so that, as I bump along these wonderful NY roads, and the barrel swings around and points toward me or any passenger, there is NO CHANCE that a non-intentional discharge could happen.

My carry stays in its holster, and if by some chance there is a ND, it will go through the seat and floor and not endanger passengers. I will never place my carry in the center console while driving. too difficult to get at if needed, and the bouncing around would make me nervous.
 
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