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I don't really worry too much about natural disasters. Around here they can cause havoc for a week or two, but after that, most places will have power and be fine. The disaster we have to worry most about are ice storms. Even the ice storm of '91 only caused power outages for a week or two for most people. With the quickness that resources and people move now, it wouldn't even take a week anymore.
The thing to really worry about is financial collapse. It's only a matter of time. It may happen soon or still be a long ways away. It's only a matter of time though. I don't see a true SHTF situation in the next year or two though. The economy may no be recovering, but it's not tanking like it was a few years ago. If the dominoes start to fall in Europe, it's time to really start preparing. Right now, the dominoes are being pushed a bit, but they haven't fallen over yet.
The thing to really worry about is financial collapse. It's only a matter of time. It may happen soon or still be a long ways away. It's only a matter of time though. I don't see a true SHTF situation in the next year or two though. The economy may no be recovering, but it's not tanking like it was a few years ago. If the dominoes start to fall in Europe, it's time to really start preparing. Right now, the dominoes are being pushed a bit, but they haven't fallen over yet.