Firearm insurance

**hotrod1968** · 02-22-2012, 08:24 AM

Trying to get some feed back about some firearm insurance for my collection. What companys ,good or problems some people had with them . Heard some horror storys and want to find out some facts ,from people who have firearms . Any help will be great.

**huggybear44** · 02-22-2012, 08:37 AM

I have Allstate home owners with a rider for $10,00.00, its not to expensive

**hotrod1968** · 02-22-2012, 08:54 AM

Thanks,I have that on my home owners but need more to cover my collection, seems to get a bit out of hand.

**Gunner57** · 02-22-2012, 08:59 AM

ArmsCare Plus

NRA Endorsed Insurance Program - ArmsCare Plus Firearms Coverage

**Jeff** · 02-22-2012, 09:04 AM

Firearms insurance | NY Firearms

**Evild** · 02-22-2012, 09:09 AM

When I changed my home owners I asked, its not to much but they want serial numbers.

**RayKnobs** · 02-22-2012, 09:13 AM

Originally Posted by Evild

When I changed my home owners I asked, its not to much but they want serial numbers.

What's the problem with that?

**hotrod1968** · 02-22-2012, 09:59 AM

Not much into giving serial numbers also .Heard stories that sheriff knocking on there door after there insurance company thought there was to many firearms there.

**Evild** · 02-22-2012, 10:00 AM

Originally Posted by RayKnobs

What's the problem with that?

Thats not somethign they need to know. Insurance companies are up there with banks as far as vileness goes. I have little to no trust in them.

**Gunner57** · 02-22-2012, 10:11 AM

I went with the ArmsCare Plus for the following
- everything is unscheduled/no ser. #'s (unless you declare an individual value >$2500)
- $100 deductible
- covers them in your vehicle
- covers accessories (scopes, rings, mounts, slings and sling swivels, which are attached to the insured firearm)

**Degenret** · 02-22-2012, 01:02 PM

Originally Posted by hotrod1968

Not much into giving serial numbers also .Heard stories that sheriff knocking on there door after there insurance company thought there was to many firearms there.

I found a few links about canceled policies, but none about the Ins Co. sending a Sheriff. Could this just be an inflated example of a canceled policy?

**Spydermonkey** · 02-22-2012, 05:00 PM

Originally Posted by huggybear44

I have Allstate home owners with a rider for $10,00.00, its not to expensive

This is what I did, I think we upped the rider last year to more than $10k but can't remember how much.

**Dieter122** · 02-23-2012, 12:59 AM

Originally Posted by huggybear44

I have Allstate home owners with a rider for $10,00.00, its not to expensive

This covers like....5 guns maybe. What about the others ?

**LMS** · 02-23-2012, 09:04 PM

Just got a quote from State Farm for my trap guns. They want the serial #'s, and I guess I have to comply. $118 / year for $10k "personal items policy". They said it would be cheaper than a rider. No deductable and covers anything that happens to them anywhere (like I drop it on the concrete).

LMS