Firearms insurance

[Jeff]

Many homeowners and renters insurance may not cover firearms or on a limited basis only. For example, I know Travelers renters insurance will only pay $1,000 or something like that "per occurrence" (NOT per gun) which you all know isn't that much if you own more than one gun or even one AR-15 in some cases. I also know Travelers allows you to buy extra riders for full coverage which can easily double your renters insurance for an average apartment worth of coverage.

I heard that the NRA offers some kind of insurance. Anyone know anything about the cost or any details like do you have to register your guns with them by serial number or even make/model? Interested in info on insurance that would cover theft or fire and whatever else homeowners type insurance usually covers.

[Jeff]

Found this through the NRA website.

http://www.locktonrisk.com/nrains/armscare.asp

ArmsCare Plus Firearms Insurance
"Insuring Your Firearms"

ArmsCare Plus Firearms Insurance has been created especially for NRA members to provide extra protection for your legal firearms.

If the total value of your firearms and accessories is over $1000, this policy is what you are looking for. ArmsCare Plus provides up to $1,000,000 additional protection for your firearms including the $1000 protection you receive with your NRA membership.

This coverage is provided for all your legal firearms and covered accessories for the low annual cost of $1.74 per $100 of coverage.

edit: you get $1000 free coverage with your NRA membership so you need $1000 less in coverage than your total value.

[RochPersDef]

NRA insures too. With your membership.

[Jeff]

NRA insures too. With your membership.

Yeah, that's the $1000 you subtract from the total coverage you want to buy from this place.

[Pathfinder]

Go to these folks:

JOSEPH CHIARELLO & CO., INC.
INSURANCE
31 Parker Road · Elizabeth, NJ 07208
Phone (908) 352-4444
(800) 526-2199
Fax (908) 352-8512

Google their name for the web address.

Personally I do not use them because they cannot handle the Pathfinder Company but I know some folks who use and like them for their individual purposes.

Pathfinder 6

[RochPersDef]

I use 'em. They have been great. I have the 3mil coverage and it's not a lot of money either....